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Rion Jian JiaJun

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Rion Jian JiaJun
 
 
 
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Testimonials and Referral Notes

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Yuan Rui. PSA.

Rion have been very understanding of my current affairs. At the time I had no wish to get any other insurance coverage in the foreseable future. The few times he insist we meet up for a chat, we reviewed the coverage that I have and showed me what I'm lacking in coverage. After the meets, I remembered a quote from long ago that no matter how rich or poor one is, it is common sense to get full coverage for your own health and life. The idea that if one's body is to breakdown from major illnesses you won't want to burden yourself further with the thought of financial affairs and the future of your close ones. It is reassuring to have the ease of mind that a brother in arms will assist you in times of need and helplessness. If I ever get myself in such a situation, all I ever need is to focus and take good care of my health. Since this is a testimonial for Rion, it is also reassuring that with his life's experience and examplary work experience (as you would too know) he would make his best effort for the people around him regardless. Talking to him have been uplifting. And you would too be affected by his high spirit and cheerfulness towards living a good good life.

Kai Hong. IT Engineer.

I am writing this testimonial for Tan Jin Wei. He was very detailed in explaining the policy to me. To my surprise, during the financial assessment he did a very detailed calculation for me. Which I can say no financial consultant will include a monthly assessment of your financial situation with debt and without debt. Most of them will only assess the annually calculation and does not consider whether each month will you be able to afford the premium of the insurance you are paying for. Due to that I have transferred my current policies from prudential to him to manage. In the near future I am intending to manage my new policy as well as he really is a trusted financial consultant that look after my well being.

Wong Zhi Kai. Sales & Marketing

Ellie communicated with me on a personal level and sharing stories and people she associate with their stories. Have [also] did an analysis of my current plans and did a comparison with the mean average income and expectations. This is very informative for me as I now know where my plan stand compare to the rest.

Shaun Teoh.Global Strategist.Samsung Global Strategy Group.

JJ is a great friend and financial consultant. He provides unbiased consultation with my family's best interest at heart. Most importantly he adds a personal touch in all his interactions with us, differentiating himself from other financial professionals I have interacted with.

Marcus. Programmer. Ubi Soft Company.

Jasper is a highly motivated individual and he demonstrated a great work ethic. He explained the reasons and motivations of getting each policy with considerations of my current well being and financial condition meticulously. He is responsive to any enquiries, feedback or changes in the policies. I believe he is a valuable consultant to any who is unfamiliar with insurance and finance.

Vivian. Digital Artist. Nanyang Technological University.

James has been a very caring consultant, eager to clear any doubts, concerns or questions I may have about my financial portfolio, and wholeheartedly wanting to make sure that my coverage needs and interests are met. He is also very open to honest feedback and sharing, and he is patient throughout my experience with him.