Alvin Toh.Finance Trader.ALV Financial Pte Ltd.

Jia Jun has been a close friend of mine for 17 years. Before he became a financial consultant, I knew little about financial planning. I had the most basic of life insurance plans and all my savings were in either self-chosen stocks or the bank. It was a tedious process choosing the right assets to buy and timing the market right and it would have been better to allocate some of my assets to a more passive form of investment. Jia Jun helped me upgrade my insurance for a more extensive coverage. He also helped me in choosing my investment plans, meticulously explaining every detail and nuance between the many different plans out there. Jia Jun is very professional and dedicated to his job and helping his clients. When i injured my eye in an accident, he took care of everything. He helped me with the filing of my report and I just had to hand him the receipts for my medical bills and everything was settled quickly. With him as my financial planner, I have a peace of mind knowing I can call on him anytime I have queries about insurance and financial planning matters.

Jasper and Dion.Students.NTU and SIM

1. Jia Jun is very passionate towards his job who delivers his promises well to attend to his clients' needs and enquiries. 2. He is someone who is willing to give his all to his clients, and one of the real life examples is my (Dion's) aunt's case, in which not only he responded to my aunt's needs immediately before she found out she had an illness, he also visited her after she was hospitalised which was out of the norm and way different from many other realistic financial consultants who work solely for money only. 3. Furthermore, he is very sincere, hardworking, responsible, optimistic and thoughtful towards others and rest assured to approach him if you have any enquiries and he is more than willing to help you (: 4. He is an inspiration for others who shares his successful life experiences, and gives wise and warm advices selflessly to others. 5. He is greatly recommended for anyone who is looking out for more-than-just-a financial consultant and he never disappoints (:

Vincent and Joanne Family. Real Estate Agents.

Rion, who is the best financial consultant that we ever met. He patiently listens to what we want. Delivers prompt and excellent service to us. We are pleased to have him with us.

Shaun Teoh.Global Strategist.Samsung Global Strategy Group.

JJ is a great friend and financial consultant. He provides unbiased consultation with my family's best interest at heart. Most importantly he adds a personal touch in all his interactions with us, differentiating himself from other financial professionals I have interacted with.

Goddard Tan. IT Engineer. ST Electronics.

Rion is a very efficient and responsive person. He makes a point to understand the client needs and plan my financials accordingly. When I have issues with the policy, he takes his time to travel and discuss with me. I feel comfortable with him to advise my financial analysis. I would like to recommend him to all of my friends.

Soe Min. Airforce Engineer. RSAF.

I have known JJ since his RSAF days. He was my superior and one who never fails to take care of his subordinates. Sometimes even to the point of going beyond his duty. His diligence and dedication in this profession has convinced me to take up certain plans. He is knowledgeable, approachable and very patient. He listens and does his utmost best to find the suitable policy to meet my needs. I will definitely recommend him to my friends who needs financial advice as he is not a hard seller but someone who serves wholeheartedly.